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Smart
Couples Finish Rich: 9 Steps to Creating a Rich Future for
You and Your Partner
by
David Bach
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- Paperback: 320 pages ;
Dimensions (in inches): 0.73 x 8.12 x 5.12
- Publisher: Broadway Books; ;
(January 8, 2002)
- ISBN: 0767904842
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Book
Description
From first-time newlyweds to people on their second or third
marriage, couples face an overwhelming task when it comes to
money management.
Nationally
renowned financial advisor and best-selling author David Bach
knows that it doesn’t have to be this way.
In
Smart Couples Finish Rich, he provides couples with
easy-to-use tools that cover everything from credit card
management, to investment advice, to long-term care.
You
and your partner will learn how to work together as a team to
identify your core values and dreams, creating a financial
plan that will allow you to achieve security, provide for your
family’s future financial needs, and increase your
income.
Together,
you’ll learn why couples that plan their finances together,
stay together!
Like many
savvy business people of the 21st century, David Bach offered
his first pearls of financial wisdom to women, in his best-selling
book Smart
Women Finish Rich.
Recognizing that these women are often
accompanied by significant others and that money arguments are
the number one cause of divorce in America, Bach has now
broadened his scope.
Presumably intended to help change
this depressing statistic, Smart Couples Finish Rich is a
well-written financial planning tool, packed with useful charts
and information, inspiring examples, and practical advice.
For people who've been disappointed by the shallowness of
some of the "quick tips" self-help books out there,
the subtitle of this book is a little misleading.
Bach's nine steps are not instant change techniques or
chirpy little quips to recite to yourself whenever you go to
balance your checkbook.
Instead, the first few steps include a series of exercises
that will help you determine what you know (and don't know, or
understand) about saving and investing, what role money should
play in your life (which includes understanding your values),
and how to work together toward a common financial goal.
From there, Bach teaches his readers how to account for
"disappearing" money, how to build retirement,
security, and dream baskets of wealth (providing detailed
options for all three), and how to avoid the most common
financial mistakes most couples make.
Though the focus of the book is predominantly on working
with your existing income, Bach includes a final chapter
entitled "Increase Your Income by 10 Percent in Nine
Weeks."
Bach's writing style is engaging and his advice is
user-friendly. A successful financial planner, he obviously
believes passionately in all the "fringe" benefits of
being financially responsible but employs a no-nonsense approach
that makes financial smarts available to everyone.
So whether you're 25 and just starting out on the earning,
saving, and spending road or you plan to retire next year;
whether you've recently got hitched for the first time or you've
just entered your fourth marriage; and whether financial
planning comes first or last on your list of fun things to do,
the advice in Smart Couples Finish Rich is worth
heeding.
It's not about becoming a money-obsessed bore, it's about
getting smart... and rich. --S. Ketchum
.From
the Back Cover
“Smart Couples Finish Rich is a
must-read for couples. Bach is a great financial coach. He
knows how to bring couples together on a topic that often
divides them.” -- John Gray, author of Men Are from Mars,
Women Are from Venus
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